Ed Dunlej said:
To all,
Just about each State makes its own determinations on disability so obtaining SS Disability depends not only the knowledge of the lawyer but also the knowledge of the adjudicating officials. My wife was denied all the way through to the Federal Courts. As I read the decisions of the judges I was appalled at their lack of knowledge of the special needs and issues for brain aneurysm survivors. We had everything covered each way to Sunday with multiple medical disciplines offering professional medical opinions on my wife's medical disabilities. Because my wife was ruptured in 1994, Social Security would have been on the hook for almost $300,000 in back benefits so was that part of their determination? Makes me wonder because we met every letter of the law. If we would have lived in Purto Rico it probably would have been a positive decision based on the reported percentage of approved applications. California and New York have their own programs and can have a significant financial impact (not always good!).
It is also important to know that there is a difference in what type of Social Security you receive. Social Security Insurance (SSI) is easier to obtain but has the lowest monthly payout and as I understand it would reduce benefits normally received at age 65 versus applying for and winning Social Security Disability (SSD). These are two separate and distinct programs so be careful as it will impact your lifelong benefits.
Ed
The difference is, SSI is 'welfare'. While SSDI is 'disability'.